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The bank has set conditions.

Before a bank or an investor commits, it wants to know what happens without you.

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Example, fictitious bank

Before we renew your credit line

  1. Who runs the company without you?
  2. Who signs?
  3. What is written down?
  4. Do the figures hold?
  5. What is still open?

Please reply with your next accounts.

Never answered in one place.

Part of the answer is with you, part with your fiduciary, part with your lawyer.

  • Who runs the company without you?

    With you.

    Who runs what, who knows the customers, what the prices rest on.

  • Do the figures hold?

    With your fiduciary.

    The accounts, the tax, the structure.

  • Who signs?

    With your lawyer.

    The signatures, the shares, the contracts.

One page the bank can read.

A Sprint of ten working days: each question answered in order, by the person who knows it.

Example, fictitious company

Without the owner

Runs the company
You
The head of operations, from 1 March 2027
Signs
Your lawyer
Two of the three managers, jointly
Written down
Your managers
Customers, prices and suppliers, by 31 January 2027
The figures
Your fiduciary
The next accounts, and the plan behind them
Still open
TransActum
The main obstacle, with a lead and a date
Approved by you
Ready to send

Your answers, your terms.

Nothing reaches the bank before you approve it. Whether to accept, what to commit to in return, whether an investor comes in at all: you decide.

Answer with a plan.

Thirty minutes with Reinhard Voelkel: your deadline, and whether a Sprint fits.

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